Housatonic Teachers Financial Credit Union

Serving Educational Professionals and their Families since 1935

Loans

Personal Loan
Borrow at a low-fixed rate for purchases such as home furnishings, appliances, or unexpected needs.

Auto Loans
Attractive terms and rates for both new and pre-owned autos. Never any fees!! Consider HTFCU before signing with a dealership.

Other Vehicle Loans
Whether it’s a boat, motorcycle, or RV, we’ve got financing available for both new and pre-owned specialty vehicles.

Mortgages

  • Fixed-rate mortgages
  • Available on owner-occupied properties in Connecticut
  • Interest rate remains the same for the term of the loan
  • Monthly payment is the same for the term of the loan
  • Terms of 10, 20 or 30 years

Mortgage Refinancing

  • Available on owner-occupied properties in Connecticut
  • Refinancing of existing mortgage loan from another institution
  • Fixed rates to provide piece of mind
  • Competitive mortgage rates to save you money

Home Equity Products
Use the equity in your home to make home improvements, purchase a vehicle, consolidate debt, pay tuition or any other necessary expenses. Whatever your needs, HTFCU offers a variety of equity services with no application fees, no pints, and no closing costs.

Home Equity Line of Credit

  • Connecticut owner-occupied primary residence only
  • Check writing access
  • $500 minimum dollar amount for initial draw
  • Borrow up to 60% of value less remaining mortgage balance

Home Equity Fixed-Rate Loan

  • Connecticut owner-occupied primary residence only
  • No prepayment penalty
  • Minimum loan amount of $15,000
  • Borrow up to 60% of value less remaining mortgage balance

You can click here to download a copy of our Loan Application form.

The application form is in PDF format. If you don’t already have Adobe’s Acrobat Reader, you can download a free copy of Adobe Acrobat Reader here.

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** Please see our updated “Rates” page for all of our most current loan percentages.

Housatonic Teachers Financial Credit Union conducts business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Equal Housing Lender

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