Housatonic Teachers Financial Credit Union

Serving Educational Professionals and their Families since 1935


Our Stratford Location Has Moved

The 2900 Main Street location has moved to a conveniently located branch inside the Stratford ShopRite (250 Barnum Avenue).

This new location is open Monday – Friday 10:00 a.m. – 7:00 p.m. and Saturday 9:00 a.m. – 3:00 p.m.

This new full service branch and ATM is equipped with all the features you are used to, our knowledgeable staff, and iPad/tablet stations for all your electronic banking needs.



Housatonic Teachers Financial Credit Union has merged with Nutmeg State Financial Credit Union. Please Click here to read an important message from Nutmeg President & CEO John Holt. More information will be coming soon about the advantages of all the products and services Nutmeg has to offer you and your families.


Housatonic Teachers Financial Credit Union is a full-service financial institution offering products and services to help our members achieve their financial goals; we strongly believe in the philosophy, “People Helping People.” We are a “not-for profit” cooperative that has served generations of educational professionals and their families since 1935. The Credit Union is owned by its membership which means we diligently strive to pay the highest possible yields on savings accounts while also providing the lowest possible rates on our lending products. With our core values and superior service standards, it’s no wonder why HTFCU has been an industry leader for the past 8 decades. We encourage you to contact us to learn how you can benefit from being a part of the Housatonic Teachers Financial Credit Union family.

Membership Eligibility

Membership is easy! Simply open a savings account by completing a member application with a $5 minimum deposit. Remember, once you become a member, you’re a member for life! Spouses, children, siblings and parents are also eligible to take advantage of our exceptional products & services.

Allpoint Network

Allpoint Network - America's Largest Surcharge-Free ATM NetworkClick here to visit the Allpoint Network – America’s Largest Surcharge-Free ATM Network.

You can click here to download a copy of our Membership Application form.

The application form is in PDF format. If you don’t already have Adobe’s Acrobat Reader, you can download a free copy of Adobe Acrobat Reader here.

Get Adobe Acrobat Reader

Housatonic Teachers Financial Credit Union © 2014 Frontier Theme