Housatonic Teachers Financial Credit Union

Serving Educational Professionals and their Families since 1935


Special Nutmeg Offers for HTFCU Members Only!

As part of welcoming all HTFCU members to Nutmeg State FCU, we have several very special offers just for you!

  • 1.70% APY 20 Month Certificate
  • Auto Loans as low as 1.75% APR
  • Open a Checking Account and get free Nook Android Tablet
  • Personal Loans as low as 2.49% APR

Find out more about these amazing offers and all our other services.

Taking advantage of these offers is very easy. Just call or stop by the Stratford HTFCU location for more information or to get started.


Housatonic Teachers Financial Credit Union has merged with Nutmeg State Financial Credit Union. Please Click here to read an important message from Nutmeg President & CEO John Holt. More information will be coming soon about the advantages of all the products and services Nutmeg has to offer you and your families.


Housatonic Teachers Financial Credit Union is a full-service financial institution offering products and services to help our members achieve their financial goals; we strongly believe in the philosophy, “People Helping People.” We are a “not-for profit” cooperative that has served generations of educational professionals and their families since 1935. The Credit Union is owned by its membership which means we diligently strive to pay the highest possible yields on savings accounts while also providing the lowest possible rates on our lending products. With our core values and superior service standards, it’s no wonder why HTFCU has been an industry leader for the past 8 decades. We encourage you to contact us to learn how you can benefit from being a part of the Housatonic Teachers Financial Credit Union family.

Membership Eligibility

Membership is easy! Simply open a savings account by completing a member application with a $5 minimum deposit. Remember, once you become a member, you’re a member for life! Spouses, children, siblings and parents are also eligible to take advantage of our exceptional products & services.

Allpoint Network

Allpoint Network - America's Largest Surcharge-Free ATM NetworkClick here to visit the Allpoint Network – America’s Largest Surcharge-Free ATM Network.

You can click here to download a copy of our Membership Application form.

The application form is in PDF format. If you don’t already have Adobe’s Acrobat Reader, you can download a free copy of Adobe Acrobat Reader here.

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